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Chapter 7 Bankruptcy in Modesto

Liquidation Bankruptcy - Call (209) 529-7406

Filing for Chapter 7 bankruptcy can be done under the United States Code Title 11 and is available to any United States citizen or person who owns property within the States. Chapter 7 bankruptcy is known as liquidation bankruptcy, in which all non-exempt assets owned by a person may be seized and liquidated to help pay back debts to creditors and lenders.

In order to file under Chapter 7, you must first be determined eligible. You eligibility will be decided by taking a means test. These tests are available online or through a Modesto bankruptcy attorney. If you have questions regarding your situation, do not hesitate to contact our team.

Why Choose Our Chapter 7 Bankruptcy Attorneys?

  • 2,500 + bankruptcy cases handled
  • Reasonable Fees 
  • Well-established in legal community
  • Proven dedication to clients
  • Flexible payment plans offered

It is common for people to feel worried that filing for a straight or liquidation bankruptcy may not be the right choice for them; however, there are plenty of benefits to filing for Chapter 7 bankruptcy. This type of bankruptcy is usually the best alternative for a debtor who has little or no money left to pay back loans and credit.

Most eligible individuals have already exhausted all alternatives to filing for bankruptcy and know that their only way out of the financial hole that they are in is liquidating assets. Filing for Chapter 7 bankruptcy will also discharge most of your debts and allow you to start a new life working toward financial security and freedom from harassing collections attempts.

Request your free bankruptcy consultation online or call (209) 529-7406 today.

Will I be completely debt free?

Although this bankruptcy will eliminate the majority of your debts, there are some non-secured debts that cannot simply be taken away. Court-ordered debts such as child and spousal support will remain the same as well as fines or restitutions that you may owe to victims of crimes or governmental agencies. Student loans will remain in place as well. Taxes less than three years old will remain the same too.

How do I file in Modesto, CA?

Are you interested in filing for bankruptcy in Modesto or surrounding area? No matter what the circumstances were that led you to this point, guidance toward financial freedom is just a call away. At Scott Mitchell Law Incorporated, we work hard to ensure that our clients receive the best possible outcome for their cases. We proudly provide one-on-one assistance to our clients and help them through this stressful time in their lives by offering reliable legal counsel at prices they can afford. If you are not eligible to file under Chapter 7 bankruptcy, you may be able to work with our team to file a Chapter 13 bankruptcy.

Do not hesitate to call our firm to speak with an attorney to schedule a free case evaluation!

Fees and Payments

Here at Scott Mitchell Law Incorporated, when it comes to fees and payments, we strive to be flexible with clients who are seeking legal representation. We offer payment arrangements, flat fee contracts, and traditional retainer agreements. We understand legal representation is necessary for all, and yet difficult for most to pay the fees all at once. Although we cannot guarantee that everyone will be able to hire us, we do promise to do what we can to make it possible for you to hire one of our attorneys to represent you.