Northern California Bankruptcy Attorney
Providing Creative Solutions
At the Scott Mitchell Law Offices, we are dedicated to providing a dignified and comprehensive solution to our clients' financial difficulties.
If you're overwhelmed by a debt burden that's outgrowing your financial resources, our Lawyers have extensive experience in devising solutions to bring you back to a state of financial health. If necessary, we can help you discharge your debts under Chapter 7 or 13 of the Bankruptcy Code. However, it may not be necessary to file for bankruptcy. Don not accept advice from neighbors who are under the misconception that you must relinquish your house, your car and everything you own when you declare bankruptcy. Under the new bankruptcy laws, you may:
- Erase credit card debt
- Keep your car
- Keep your home
- Eliminate high mortgage payments
- Stop lawsuits and harassing creditor calls
Troubled Times . . .
The northern San Joaquin Valley has the dubious distinction of being the foreclosure capital of America. This is particularly true of the three-county region comprising Stanislaus, San Joaquin and Merced counties. Foreclosure auctions are held daily on courthouse steps in Modesto, Stockton and Merced. Lenders have repossessed thousands of homes in the past year. Thousands of other homeowners are in mortgage default and at risk of losing their homes.
. . . For Good People
It's our experience that most people who accumulate debt to the point of insolvency are often honest, hardworking people who have fallen into circumstances that are beyond their control. Fortunately, the law recognizes that people should not be stigmatized because they have become insolvent. Rather, the Bankruptcy Code gives such individuals a fresh start, so they can have another chance to achieve success and realize the American dream.
Let us help you evaluate your options.
If you've become entangled in the current housing collapse, or if you're in a state of financial insolvency for any other reason, we can help you. Contact our Modesto or Stockton office for a free initial consultation and start to get your life back on track.
Credit cards accepted ● Off-site, evening, and weekend appointments available ● Payment plans available ● Se habla español
| Scott Mitchell Law Offices | ||
| 1231 8th Street | 20 North Sutter Street | |